Advanced Financial Planning Calculators

Plan your SIP, Lumpsum, Goals, Retirement, SWP, Education, and more. Visualize growth with interactive charts and download PDF reports.

Systematic Investment Plan (SIP)

Calculation Results

Enter SIP details and click calculate to see potential growth.

Projections are illustrative estimates based on inputs; actual returns will vary. Mutual Fund investments are subject to market risks.

Step-up SIP Calculator

Calculation Results

Compare potential growth of a regular SIP vs. a Step-up SIP.

Estimates based on inputs. Increasing SIP amount annually can significantly boost final corpus due to higher investment and compounding.

Lumpsum Investment

Calculation Results

Enter details and click calculate.

Projections are illustrative estimates based on inputs; actual returns will vary. Past performance not indicative of future results.

Lumpsum + SIP Calculator

Calculation Results

See the combined potential growth from a lumpsum and regular SIP investment.

Estimates based on inputs. Combines lumpsum compounding with SIP growth. Actual market returns will vary.

Goal Planning (Required SIP)

Calculation Results

Estimate the monthly SIP needed to reach your target.

Assumes monthly SIP. Lower returns require higher SIPs. Considers investment return only; does not factor inflation on the target amount separately.

Retirement Corpus Planning

Calculation Results

Estimate required corpus and SIP based on inputs.

Indicative corpus based on 4% initial withdrawal rate concept. Estimates assume constant rates. Consult an advisor for personalized retirement planning.

Systematic Withdrawal Plan (SWP)

Annual Withdrawal Step-up

Calculation Results

Estimate how long your corpus might last.

Estimates assume constant rates. Market fluctuations and sequence of return risk impact actual results significantly.

Cost of Delaying Investment

Calculation Results

See the potential impact of delaying your investment start.

Illustrates the significant impact of compounding over time. Even small delays can lead to large differences in final wealth. Start investing early!

Future Value Calculator (Inflation Adjusted)

Calculation Results

Estimate the future value of a current amount considering inflation.

Shows the estimated future cost required to match today's purchasing power, assuming constant inflation.

Education Cost Planning

Calculation Results

Estimate the total future cost and required monthly SIP for education.

Assumes costs increase annually by inflation rate. Investment returns are pre-tax estimates. Education costs can vary significantly. Review periodically.

Emergency Fund Calculator

Calculation Results

Determine your target emergency fund and how long it will take to reach.

Emergency funds should cover 3-12 months of essential expenses and be kept in safe, easily accessible investments. This calculation ignores potential returns on savings.

EMI Calculator

Calculation Results

Estimate your Equated Monthly Installment (EMI).

EMI calculated using reducing balance method. Actual amounts may vary slightly based on the lender's policies and calculation method (e.g., pre-EMI, processing fees not included). Early payoff SIP projections are estimates.
Discuss Your Plan with Nidhi Capital

Need Personalized Advice?

These calculators provide estimates. For a tailored financial plan that considers your unique situation and goals, contact our expert advisors.

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Download Calculation Report

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